How to Say “I Need Money” in Chinese

我需要钱
wǒ xūyào qián
我需要钱 (wǒ xūyào qián) is the Chinese way to say "I need money".
我需要钱 is a direct statement used to express a lack of financial resources or a requirement for funds. Depending on the tone and the social context, this phrase can sound quite blunt or demanding.

What does it mean word for word?

The phrase is composed of 我 (I), 需要 (need) and 钱 (money).

Which one should you use?

There are several ways to express this depending on the situation. 我要钱 is an informal and direct way to say "I need money", while 我缺钱 uses the word 缺 (to lack) to colloquially express that you are short on money. For a very casual or conversational tone, you can use 没钱了 to say "I've run out of money" or "I'm broke". If you are in a professional or business-related environment, use 需要资金支持 to mean "I need financial support".

Is there a formal and an informal way to say it?

For formal or business contexts, 需要资金支持 is the appropriate choice. For informal or direct situations, you might use 我要钱 or the colloquial 我缺钱 or 没钱了.

How does it change in a sentence?

To make the request sound slightly more natural and less blunt in many contexts, you can add 点 (diǎn) after the verb to say 我需要点钱 ("I need a little money").

How do you pronounce it?

wǒ xūyào qián

Did you know?

  • In many Chinese contexts, instead of saying 我需要钱, people might use the slang term 吃土 (literally 'to eat dirt') to describe being so broke that they can only afford soil. It is a popular way to jokingly signal a lack of money on social media.
  • The word 钱 is also used as a common surname in China, meaning someone can literally be named 'Money'.
  • To avoid the bluntness of 我需要钱, people often use euphemisms like 手头有点紧, which literally means 'my hands are a bit tight'.

Examples in context

  • 我需要钱买车票回家
    I need money to buy a train ticket to go home.
  • 我要钱去医院看病
    I need money to go to the hospital for medical treatment.
  • 请问,能不能借我一点钱?
    Excuse me, can you lend me some money, please?
  • 我需要钱买这本书。
    Wǒ xūyào qián mǎi zhè běn shū.
    I need money to buy this book.
  • 为了旅行,我需要钱。
    Wèile lǚxíng, wǒ xūyào qián.
    I need money for traveling.

Example conversation

Two friends are discussing their budget for a trip.

  1. 晓雯 Xiaowen

    志强,我们去日本需要多少钱?
    Zhìqiáng, wǒmen qù Rìběn xūyào duōshǎo qián?
    Zhiqiang, how much money do we need to go to Japan?
  2. 志强 Zhiqiang

    大概需要一万块。
    Dàgài xūyào yīwàn kuài.
    About ten thousand yuan.
  3. 晓雯 Xiaowen

    糟糕,我需要钱。
    Zāogāo, wǒ xūyào qián.
    Oh no, I need money.
  4. 志强 Zhiqiang

    没关系,你可以慢慢存。
    Méiguānxì, nǐ kěyǐ mànman cún.
    It's okay, you can save up slowly.
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Ralph Claude
Ralph ClaudeHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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