seguro de riesgo
/seɡuɾo de ɾjesɡo/from spelling rules
Hazard insurance in Spanish is seguro de riesgo.
Insurance that covers a property against risks such as fire or other natural disasters.
Which one should you use?
Seguro de Riesgos and Seguro contra riesgos are both formal variations. In many Spanish-speaking countries, seguro de daños is a more common way to refer to property insurance covering physical damage than seguro de riesgo.
How do you pronounce it?
/seɡuɾo de ɾjesɡo/
Did you know?
- The word riesgo shares a common ancestor with risco, a word meaning 'cliff' or 'crag'.
- In some legal contexts, Spanish distinguishes between riesgo as a general possibility of loss and peligro as a specific, imminent threat.
- While 'hazard' sounds like a danger, the word riesgo is also used in Spanish to describe the 'risk' or 'stake' involved in a game of chance.
Examples in context
- Antes de comprar una casa, es importante obtener un seguro de riesgos adecuado.Before buying a house, it is important to obtain appropriate hazard insurance.
- El contrato de arrendamiento requiere que el arrendatario tenga un seguro contra riesgos válido.The lease agreement requires the tenant to have valid hazard insurance.
Example conversation
Mateo and Elena are discussing the requirements for a new home loan.
- MateoElena, ¿ya tienes el seguro de riesgo?Elena, do you already have the hazard insurance?
- ElenaNo, Mateo, todavía no he elegido la compañía.No, Mateo, I haven't chosen the company yet.
- MateoEs obligatorio para cerrar el préstamo.It is mandatory to close the loan.
- ElenaLo buscaré hoy mismo.I will look for it today.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Word origins: Wiktionary entries de, riesgo, seguro, CC BY-SA 4.0.
