How to Say “Deposit” in Mandarin

存款
cúnkuǎn
To deposit (verb) in Mandarin is 存款 (cúnkuǎn).
存款 is specifically used for the action of depositing money into a bank account or the money itself held in an account.
Meaning: to put money or funds into an account (verb)

What does it mean word for word?

The word 存款 is composed of 存 (to store/keep) and 款 (funds/money).

Which one should you use?

Use 定金 (dìngjīn) when referring to a deposit made to secure a contract or purchase, which is often non-refundable if the buyer backs out. Use 押金 (yājīn) when referring to a security deposit held by a landlord or service provider to cover potential damages. Use 保证金 (bǎozhèngjīn) for a deposit used as a guarantee or bond, such as bail in a legal context or a performance bond.

Related words

How do you pronounce it?

cúnkuǎn

Did you know?

  • While 存款 refers to bank deposits, the word 存 can also be used for 'saving' a digital file or 'saving' a game in a video game.
  • The character 款 in 存款 can also mean 'style' or 'pattern' when describing fashion or products.
  • When discussing deposits in a bank, you might hear the term 存折 (cúnzhé), which refers to a physical passbook where the bank prints the deposit history.

Examples in context

  • 请您帮我将这笔款项存入我名下的账户。
    Please help me deposit this sum of money into my account.
  • 我需要去银行存钱。
    I need to go to the bank to deposit money.
  • 我存款进账后就可以支付账单了。
    After I deposit and receive the money, I can pay the bill.
  • 我想去银行存款。
    Wǒ xiǎng qù yínháng cúnkuǎn.
    I want to go to the bank to deposit money.

Example conversation

晓雯 and 俊杰 are talking about managing their savings at a bank.

  1. 晓雯 Xiaowen

    俊杰,你要去银行存款吗?
    Jùnjié, nǐ yào qù yínháng cúnkuǎn ma?
    Junjie, are you going to the bank to deposit money?
  2. 俊杰 Junjie

    是的,我想把积蓄存起来。
    Shì de, wǒ xiǎng bǎ jīxù cún qǐlái.
    Yes, I want to deposit my savings.
  3. 晓雯 Xiaowen

    那我也想去存款。
    Nà wǒ yě xiǎng qù cúnkuǎn.
    Then I want to go deposit money too.
  4. 俊杰 Junjie

    好啊,我们一起去吧。
    Hǎo a, wǒmen yīqǐ qù ba.
    Okay, let's go together.
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Lindsey Blanche
Lindsey BlancheHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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