How to Say “Cash” in Tagalog

kaliwaan
The English word "cash" can be translated into Tagalog as kaliwaan or salaping hawak.
Meaning: money in the form of notes/bills and coins (noun)

Ways to say it

“cash” in Tagalog
Tagalog
kaliwaan
salaping hawak

The term refers to money in the form of physical notes, bills and coins. In casual conversation, Filipinos often use the Spanish-derived word pera to refer to cash or money in general.

Did you know?

  • In some rural areas, the concept of cash is bypassed by barter, but the term kaliwaan is still used to describe the immediate, no-debt nature of the trade.
  • When using the phrase salaping hawak, the word hawak literally means 'to hold', making the phrase translate conceptually to 'money held in hand'.
  • Filipinos often use the phrase barya specifically for coins or small change, and asking for barya is a common social ritual when paying for public transport.

Examples in context

  • Bumili ka gamit ang kwarta.
    Buy using cash.

Example conversation

Angela and Jose are deciding how to pay for a snack.

  1. Angela

    Jose, may kaliwaan ka ba?
    Jose, do you have cash?
  2. Jose

    Wala ako, Angela. Gcash lang.
    I don't, Angela. Only Gcash.
  3. Angela

    Sige, kaliwaan na lang ako.
    Okay, I'll just use cash.
  4. Jose

    Salamat, babayaran kita mamaya.
    Thanks, I will pay you back later.

Sources

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Agnes Beverley
Agnes BeverleyHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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