How to Say “Car Repossession” in Spanish

embargo del coche
/embaɾɡo del kot͡ʃe/from spelling rules
In Spanish, car repossession is embargo del coche.
This phrase refers to the act of a lender taking back a vehicle because the owner failed to make the required payments.

Which one should you use?

While embargo del coche is a standard way to express this, you can use embargo del vehículo to sound more formal or technical. In many Latin American countries, the word for car changes from coche to carro, making the phrase embargo del carro.

Is it said differently in some regions?

In many Latin American countries, embargo del carro is used instead of the term with coche. Additionally, in some Latin American countries, the term secuestro might be used instead of other terms for repossession.

How does it change in a sentence?

The phrase uses the definite article el (which contracts with de to form del) to specify the object being seized.

How do you pronounce it?

/embaɾɡo del kotʃe/

Did you know?

  • In certain Latin American contexts, the word secuestro is used for repossession. While this word usually means 'kidnapping' in other contexts, here it refers to the legal seizure of a vehicle.
  • The word coche traces back to a 15th-century Hungarian village called Kocs, which was famous for producing innovative horse-drawn vehicles with advanced suspension.
  • The term embargo is used globally in Spanish for various types of legal seizures, not just vehicles. It can apply to bank accounts, salaries or real estate.

Examples in context

  • Nuestra compañía se especializa en la recuperación de automóviles tras un incumplimiento de pago.
    Our company specializes in vehicle recovery after payment default.
  • El embargo del coche fue muy rápido.
    The car repossession was very fast.
  • No puedo evitar el embargo del coche.
    I cannot avoid the car repossession.
  • El banco ordenó el embargo del coche.
    The bank ordered the car repossession.

Example conversation

Lucía and Javier are discussing their financial problems at home.

  1. Lucía

    Javier, tengo miedo por el embargo del coche.
    Javier, I am afraid of the car repossession.
  2. Javier

    Lo siento, Lucía, no tengo dinero ahora.
    I am sorry, Lucía, I don't have money right now.
  3. Lucía

    ¿Hay alguna forma de detener el proceso?
    Is there any way to stop the process?
  4. Javier

    No lo sé, tenemos que hablar con el banco.
    I don't know, we have to talk to the bank.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries coche, del, embargo, CC BY-SA 4.0.
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Karen Heather
Karen HeatherHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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